Buying a Home as a Single Women in Arizona

Should I Buy a Home in Arizona as a Single Woman or Single Mom?

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Are you a single woman, perhaps a single mother, living in or relocating to the Phoenix Arizona area?  I know how difficult is to be a single mother.  The bills can be overwhelming, the stress can be intense, worrying about the future can keep you up at night.  Being single is tough to begin with but once you add children into the equation you realize being single is a cake walk.  Now you have to figure in daycare costs while you work, extra food/expenses, and now you have to get a babysitter in order to go out on a girls night (and girls night is highly recommended to keep your sanity).

Buying a Home as a Single Women in Arizona.  Is it right for you?  Sure, it could be rough living but it isn’t in every case.  First off, if you rent then you are probably paying more per month than if you had a mortgage.  For example, a mortgage for $150,000 ($5250.00 down payment) with taxes, interest and insurance included would be about $868/mo.   You can see some differences between buying and renting a home here.  Also, the rent is just throwing away money, where buying a home is building your equity (and future).

I can’t buy a house!  It’s too expensive!

It’s not always a lot of money to buy a house.  There are many different type of loan programs that you may qualify for.  The first step is to speak with a mortgage lender.  They will talk to you about your options for free and see if you qualify for a mortgage by looking at your credit, income, expenses, etc.  These days there’s a chance home buyers can get approved with a credit score as low as 580.

Are you worried about closing costs which are typically 3% of the sales price of the home?  That can be negotiated in an offer on the house you like.  You can ask the seller to pay these costs for you.  Why would they do that?  It’s all in the numbers.   Let’s say they list their home for sale for $150,000.  The closing costs would be about $5000.  If you offered $150,000 on the house with the sellers paying your closing costs they might go for it.  Of course, you’d want to be real meticulous in sculpting your offer with the help of your realtor (me, hehe).

What about a downpayment?  FHA is usually 3.5% of the sales price of the house or 5% for conventional loans.  That means if you get FHA and want a $100,000 you will need at least $3,500.  That’s not far off from deposits required to rent!  AND, there are some loan programs that you can do zero down payment!  So with a zero downpayment and seller paying closing costs you could buy a home for no upfront money.  Well, you’ll need to pay for an inspection but that’s not too much… maybe $350.

There’s a lot that goes into buying a home and many scenarios.  You can see the details and the whole process on buying a home in Arizona here.  It doesn’t hurt to take that first step.  Let’s give it a try!  Even if it’s not possible right now we can work together on the steps needed to make it possible.

Please contact me with any questions.  I’d love to be your realtor!

Jason Bechtold, Realtor
The Maricopa Real Estate Company
Cell:
Email: JasonBechtoldRealtor@gmail.com

 

 

Recently Sold Homes in La Colonia Solana – Phoenix, AZ

Recently Sold Listings in La Colonia Solana in Phoenix Arizona

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Do you own a home in La Colonia Solana and want to see some comps (comparable properties)?  Well, the link below will show you the recently sold homes in La Colonia Solana.  You can get a good idea of what your house will sell for by seeing what HAS actually sold.  Since subdivisions can vary so much from place to place in Arizona it’s a good idea to see what listings have been sold in your own subdivision.  Try to compare homes that are similar in square footage, bedrooms, bathrooms, upgrades, etc.

If you are looking for a professional home value, I can do the research for you for free.  Just fill out this form so I have what I need to give you a solid figure of what your house should sell at.  And when you are ready to list it for sale I will be able to do that for you too.  Please contact me at the information below with any questions you might have.  Thank you!

Recently Sold Homes in La Colonia Solana in Phoenix, AZ

Jason Bechtold, Realtor
The Maricopa Real Estate Company
Cell:
Email: JasonBechtoldRealtor@gmail.com

Great Links…
Preparing Your Arizona Home for a Sale
How to Buy a Home in Arizona
Free Personalized Home Value
Search all Homes for Sale in Arizona from the MLS

Newest Real Estate Listings in Phoenix, AZ

Newest Listed Homes for Sale in Phoenix, AZ – Always up to date!

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You may be looking for the perfect home for sale.  You have seen many houses online or in person but just haven’t found what you want.  Well, you may just want to keep your eye on the listings that have just become active so you can scoop up your dream house before anyone else does.

Below is a link to a list of the homes for sale in Phoenix, AZ sorted by the NEWEST first.  This way you won’t miss the chance to jump on the newest real estate.  Bookmark this page and keep checking back.

If you see one you like, let me know and we can set up a showing and maybe submit some offers.

Newest Homes for Sale in Phoenix AZ

Contact:
Jason Bechtold, Maricopa Realtor
The Maricopa Real Estate Company
Cell:
jasonbechtoldrealtor@gmail.com

Great Links…
Preparing Your Arizona Home for a Sale
How to Buy a Home in Arizona
Free Personalized Home Value
Search all Homes for Sale in Arizona from the MLS