Making the Move: Renter to Homeowner

From Renting to Buying in Maricopa, AZ

I am a real estate agent that specializes and lives in Maricopa, AZ.
I can assist you with purchasing or selling a home.
Jason Bechtold, Realtor
The Maricopa Real Estate Company

Renting definitely has its benefits, especially in Maricopa where a zero down payment financing option exists.  There are low upfront costs. You have more freedom to relocate if your career calls, you can move closer to a loved one on a whim, or if you simply desire a change of scenery you can easily make that happen. If a pipe breaks you are merely inconvenienced by making a phone call to your landlord to have it repaired.

However, you may eventually get the itch to own. Why? Let’s take a look as some reasons.

Build Equity
When you buy a home your payment each month contributes to paying off your mortgage loan. You then gain equity that you can borrow against for any major purchases that may come up. You can also refinance your home to try to get a lower interest rate. When and if you decided to sell your house all of that equity will be a cash profit. Home values go up and down but over the years real estate has consistently appreciated. You can check the Home Price Index by state on the Federal Housing Finance Agency website

Tax Deductions
Unlike renting, you can deduct mortgage interest and property taxes. Also, if you own your home long enough you will not have to pay capital gains tax when you decide to sell.

With rent increases you do not know what you will be paying in a few years from now. However, let’s say you buy a home with a 30 year fixed rate mortgage. You will basically have the same payment amount for the next 30 years.

Related: Search Maricopa AZ Homes for Sale and
9 Things to Consider When Making an Offer

Settle Down
When you own a home you may find yourself becoming more involved in the happenings of the community. You will gain a sense of home, stability, and pride. You could make long-term happy relationships with neighbors and find many opportunities to volunteer and be involved in making your community the best it can be.

If you decide to move you may have the option of keeping your home and using it as an investment property. You can rent it out and use it as a platform for generating income.

If this were the route you would like to go you could start preparing now. Start building your credit score. Save some money to cover closing costs, a down payment, and your move. Connect with me to be your guide on this new journey.

First Step
The first thing you will want to do to get started is speak with a mortgage lender.  They will talk with you and see how much you qualify for.  Then we can start looking at homes in your price range and will have the ability to make offers.  If you need a recommendation on mortgage lenders, let me know and I can tell you the ones I work a lot with.

Making the Move: Renter to Homeowner…


To Buy or Sell a Home Contact:
Jason Bechtold, Realtor
The Maricopa Real Estate Company

Great Links…
5 Reasons to relocate to Maricopa, AZ?
Pros and Cons of Living in Maricopa
What’s it Like Living in Maricopa?
Is Maricopa, AZ Safe?
Search all Homes for Sale in Arizona from the MLS

Rental Homes in Maricopa AZ

How to Find Rental Homes in Maricopa AZ

Rental Homes in Maricopa AZ

So, you have decided Maricopa, AZ would be a good place for you to rent and want to search for rental homes in Maricopa AZ.  It is a good decision indeed.  The prices are reasonable and Maricopa is a great place to live.  But do you find it difficult to find rentals that are still available?  Are you confused about the deposits and what it takes to rent one?  Let me clear things up.

Let’s say you browse the link at the end of this article for current active rentals.  If they are on my site they will currently be available since my website is connected to my MLS, so you will see in real time what I, as a realtor, see.  However, even though it is available doesn’t mean there are no applications in on it waiting to be approved.  I check on this for you to increase your chances of getting the home.  If there are already a few applications in there is really no point in going to view that house.

Related: From Renter to Homeowner

The next step would be to find the ones you like (2-3 houses).  Make sure you look at items such as the location of the home, do they accept pets, what the total fees will be, do they include appliances, etc.  Then you can email me the MLS numbers or addresses and your availability and I can begin working on setting up the showings for you.  I need to set up showings because some homes have alarms, lockbox codes, they are currently occupied, and I can find out if they already have applications in.  Maricopa Rentals go QUICK so I’m not exaggerating when I say we need to be aggressive to get one.

Once we go see the homes it’s best to pick your favorite and a second favorite as a backup.  Then I will provide you with the application instructions.  When you submit your application it will not be to me. It will be to the company that is listing the house.  They will be the ones who decide if you are accepted, take your deposits and they will write out your lease.  So, why then use me?  Because I can show you ANY listed rental home in Arizona but I do limit working rentals homes in Maricopa AZ.


When you submit your application you will also need to pay the application fee.  Upon acceptance you will need to pay the earnest deposit to hold the house for you.  Usually a house can be held about 30 days.  But the quicker the move in, the better in most cases.  Sometimes there is confusion about the earnest and security deposit.  Usually the earnest deposit goes towards your security deposit.  For example, if the earnest deposit is $500 and the security deposit is $900, you would pay the earnest then the extra $400 at lease signing to make up the full security deposit.  Don’t forget there are also sometimes pet deposits, cleaning deposits, rental tax, administration fees, first months rent, etc.  So you will need money available to get into the rental.

Criteria to be Approved for a Rental in Maricopa AZ

The things landlords look at when determining if they will rent to you are:

  • Verifiable rental history
  • No collections due on a previous rental or house
  • Gross income per month should be netted at 3 times the monthly rent
  • Average credit score rating (some will accept as low as 550)
  • No past criminal convictions
  • Certain pet breed restrictions.

By the time we go to look at homes you should be ready to fill out applications that day.  And if you’re considering buying a house I can assist with that too.  🙂

Start browsing Rental Homes in Maricopa AZ

For the quickest assistance finding a rental home please fill out the form below…

Jason Bechtold, Realtor
The Maricopa Real Estate Company

Searching for a Rental Home in Maricopa, AZ?

Are you looking to rent a home in Maricopa Arizona?

Rental Homes in Maricopa AZ

Renting a home in Maricopa, AZ has its benefits.  Sometimes you are just not quite ready to buy.  Maybe you are relocating to Maricopa, AZ and would like to get to know the area before deciding to buy a home.  There are some freedoms with renting.

However, did you know that sometimes buying a home is cheaper than renting?  There are plenty of beautiful homes to purchase where your mortgage payment would be less than your rent.  If you’d like to see if you qualify to buy a home, contact me at the information below.  Anyway, back to renting…

Let’s say you search rental homes in Maricopa and find the one you like.  You will need to go view the home which I would be happy to do with you.  If you are relocating, viewing the home may not be an option.  I can then provide a personalized video walkthrough of the house for you.  Prepare to fill out an application that day.  Don’t dilly dally on rentals.  If you see one you like you need to move quick to get it.

Rentals go fast!

Once you have picked your home you may want to know what qualifies you.  There are a number of factors that are looked at:  Criminal background, credit score, is your netted monthly income 3 times what the rent is, do you have any evictions or collections for past due rent, and what breed of pets you have.

And what about those deposits?  In general, there will be an earnest deposit which holds the house for you.  A house usually can be held for you about 30 days.  The earnest deposit counts towards the security deposit.  Let’s say the security deposit is $1000 and the earnest deposit is $500.  You will only need to pay the extra $500 before lease signing to make up the security deposit.  The security deposit is usually equal to one month’s rent.  Then there’s the first months rent.  There may also be pet deposits, cleaning deposits and application fees.  I usually tell future tenants to have about $2000 in the bank ready to go.

What can I do for you?

Well, I’m a realtor and can show you any listed rental home in Arizona.  However, I only work rentals in Maricopa.  If you let me know what you’re looking for I can email you all of the listed homes that meet your search criteria.  Narrow down your favorites to 3-4 rental homes and then we can set up a time to go see them.  Be prepared to submit your application that day so you don’t miss out on your dream home.  Applications will be submitted to the property management company or listing agent on the house.  They will be the ones take the deposits and draw up the lease.  However, I will help you through the process.  And best yet, my services are free to you!

Finally, Let’s start the search for Maricopa rental homes!  These are connected to the Arizona MLS so you will see exactly what the realtors see.  If it’s active here, it should still be available to rent.  However, before we go see any homes I will confirm there are no applications in waiting.  MARICOPA ARIZONA RENTAL HOME SEARCH HERE!

Want personalized assistance in your search for a rental?  Fill out the form below:


To Buy or Sell a Home Contact:
Jason Bechtold, Realtor
The Maricopa Real Estate Company

Equal Housing Opportunity
All information on this website is deemed reliable but not guaranteed.